Individuals & families.
For your life decisions, your wealth, your family's future across Asia. A universal equation applied to your personal case. From a US$390 dilemma to a US$25K+ wealth mapping.
The φ_personal equation applied to your life.
Derived from Codex Universalis, calibrated for individual and family decisions. Measures the alignment of your decision across 9 life dimensions, whether you live in Singapore, Hong Kong, Tokyo, Seoul, Mumbai or Bangkok.
Where φ_g = golden ratio = 1.618 (harmony constant), N = normalized norm across 9 life dimensions. The result lies between 0 (STOP zone) and 1 (OK zone). Above 0.618 (φ⁻¹) = viable decision.
8 private decisions in Asia that EQΦS can model.
Real-estate purchase (residence or investment)
Home or investment property in Singapore, Hong Kong, Bangkok, Tokyo or Bali. Is the project viable over 15 years? EQΦS models financial capacity, currency exposure, market scenarios, alignment with your life project.
Succession & wealth transfer
Founders and family groups: multi-heirs, multi-assets, multi-jurisdictions across Singapore, Hong Kong, mainland China and ASEAN. Modeling of perceived equity, transfer sequencing and projected family tensions.
Crypto / financial / real-estate portfolio
Active wealth management across USD, SGD, HKD and JPY exposures. Balance score, systemic-risk exposure, real-time tipping-threshold alerts (Sentinel).
Career change / retraining
Should you leave your job? Launch your company in Singapore or ASEAN? Modeling of financial viability + emotional resonance + 5-year projection.
Expatriation / relocation across Asia
Moving to or from Singapore, Hong Kong, Japan, Korea, India or the Gulf. Family, school, taxation, return. Full projection across 9 life dimensions for your spouse and children.
Major medical decision / end of life
Treatment choice, medical travel within the region, support, anticipation. Decision support in emotionally complex contexts.
School choice for your children
Local, international (IB, British, American), boarding or school in your home country. Projection across the child's 9 life dimensions, alignment with your family project.
Life project / existential turn
Sabbatical, long trip, divorce, remarriage, move to a new country. Major decision modeled mathematically + structured plan.
Read US$390 · Study US$1,490 · Strategic Diagnostic US$4,990
For the vast majority of private decisions, the US$1,490 Study (5-7 days, interactive HTML deliverable, 3 active pillars) is the ideal entry point. For significant estates (above US$1M) or structural decisions (multi-asset, multi-jurisdiction succession), Strategic Diagnostic US$4,990 with personal calibration.
Singapore family office succession.
Wealth transfer across 4 heirs, 12 assets and 3 jurisdictions
Scenario: a founder family split between Singapore and Hong Kong holds 12 assets in 3 jurisdictions and prepares the handover to 4 heirs across two generations. EQΦS models each heir's perceived equity, asset sequencing and governance options, then ranks three transfer plans.
5 universal price tiers.
Whatever your private project, you have access to the full EQΦS grid. An individual can order a US$25K Mapping for their estate, in one US$ price list whichever country you live in.
- Audit + modeling + prediction
- Plan 30/60/90 days
- 100% of your data integrated
- 10-year scenarios
- Detailed reporting
- Monthly re-measurement
- Threshold alerts
Find your ideal price in 2 minutes.
7 targeted questions on your personal, family or estate situation. Recommendation sent by email + analysis of an optional file.
You have a decision to validate?
Free 30-min pre-diagnostic, scheduled around UTC+8 and your time zone. We tell you which format fits and we start if you wish.